From now to 31 December 2023, you can enjoy an exclusive 15% off dining or spa at The Peninsula Hong Kong with your Standard Chartered Cathay Mastercard. When entering the information in such fields, the AutoComplete" function would suggest the corresponding data matched from the information being stored for the fields of website address, search engine, stock quotation, name of folder or application, or the information filled in other websites previously. Transfers from other banks | Capital One Help Center Setting up external accounts | Cathay Bank Please check your monthly statement regularly to make sure your online transactions are made correctly, and notify the branch if you fine any anomaly. Please do not access the CUBHK's E-Banking services via a public computer (e.g., computer of an internet cafe) or do not use Internet services provided in public places to log in CUBHK's E-Banking and perform any transactions or check the account balances as these computers may have hacking programs installed (others may use it to obtain your personal or account information). From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. From now to 30 April 2023, you can enjoy extra miles rewards with your Standard Chartered Cathay Mastercard and earn a total of up to HKD4 = 3 Miles when picking from designated healthcare services in the Quality HealthCare eShop. To prevent any unauthorized access to the CUBHK's E-Banking services and accessing personal account information through other webpages, DO NOT open any windows of another browser or browse other websites when using the CUBHK's E-Banking services. the fee table of the Deposit & Remittance Services, https://www.hkma.gov.hk/eng/smart-consumers/beware-of-fraudsters/, Hong Kong Securities and Futures Commission, http://www.oecd.org/tax/automatic-exchange/crs-implementation-and-assistance/tax-residency/#d.en.347760. Transfer means the debit and credit accounts are openedin the branch. Please avoid storing any account numbers and passwords on mobile devices and web pages. 0000017745 00000 n Monthly aggregate $ amount. ACH transfers are a little different from standard EFT transfers. 55 0 obj <> endobj hb```. 0000013419 00000 n From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. For details, please refer to. The Bank will not ask customers to log in internet Banking and to enter account or personal information, including user name and password. Check with your financial institution to find out your daily and monthly sending limits. They represent a no- or low-cost way to transfer money between accounts. 0000018628 00000 n The reference date for the merger was 27 October 2003. Insurance: Cathay Life Insurance, Cathay Century Insurance, China Life Insurance, Fubon Life Insurance, Taishin Insurance 3. ", National Automated Clearing House Association. 4. This is because almost all external transfers go through the same systemmore on that below. Welcome Privileges of Priority Banking are only applicable to clients who have not been Priority Private or Priority Banking clients in the past 12 months. endstream endobj 56 0 obj <>/Metadata 4 0 R/Outlines 1 0 R/Pages 3 0 R/StructTreeRoot 6 0 R/Type/Catalog/ViewerPreferences<>>> endobj 57 0 obj >/PageTransformationMatrixList<0[1.0 0.0 0.0 1.0 -306.0 -396.0]>>/PageUIDList<0 925>>/PageWidthList<0 612.0>>>>>>/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 58 0 obj <>stream The customer is suggested setting the User Name with the combination of English characters and numbers. If the clients cant visit the Branch, please apply by mail. In addition to the option of near immediate transfer, ACHs can be scheduled one to two days in advance to ensure transactions are processed on time at a specific time (i.e. Wire transfers are typically conducted via specific bank-to-bank networks like the Society for Worldwide Interbank Financial Telecommunication (SWIFT) or Fedwire systems. x}Ko0 Do not log in to personal E-Banking accounts on the device which is not yours. 3.Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase. e. All principal cardholders (Cardholders) of Standard Chartered Cathay Mastercard Priority Private (Card) issued by Standard Chartered Bank (Hong Kong) Limited (the Bank) will be charged first year annual fee on the third month from Card opening date. in any email sent to us via this link. If you are asked to make an external transfer to pay for goods or services, it could be a scam, so proceed with caution. The account number of the account to which you are sending money. How do I check my external account transfer limits? - U.S. Bank An external transfer is a way to move money electronically between an account you have with one financial institution and an account in another bank. Sending money internationally must be done via a wire transfer. Close the windows of other internet browsers before login the CUBHK's E-Banking. Do not install any pirate software or software from unknown or unreliable sources. So, very few legitimate uses for external transfers still exist. ACH stands for automated clearing house, which is becoming a very popular way to make external transfers. External transfers are used to send money from your account to a different institution. In theRepeat Durationfield, click or tap eitherForeverorUntil date. When using the services of CUBHKs E-Banking, this function will automatically show the User Name which was used in the system. CUBHK will never contact you and ask you to confirm your personal information, such as Internet Banking user ID, user password or user code, outside of the normal Internet Banking login process. The Branch has savings accounts, current accounts, and investment accounts. Do not keep the computer connected to the internet when they are not in use. The registered legal persons of operating companies incorporated and registered in Hong Kong, Taiwan or other overseas jurisdictions. To open an account, the customer needs to provide the companys registration documents, including Certificate of Incumbency or Company search document that is valid within 6months. Valid cardholders with card issued before the aforementioned date will also entitle to above Cathay travel privileges every year after the first credit card membership year. Double click the security lock icon on the banner of the internet browser to verify the website whether it is the official website of CUBHK's, and check the security certificate for more information about the authentication and security measures of the certificate. Select an account from the To Account drop-down list. Mobile devices (such as smartphones and tablets) have become an important tool in our daily lives. Send your instruction for transactions by fax to save your time. How do I view limits for my accounts? She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies for financial brands. Shares would be divided into equal halves to domestic shareholders and overseas shareholders. ACH Transfer Amount Limits. External transfers can be used to move money between accounts that you hold at different banks, to send money to the bank account of a friend or family member, or even to pay bills or pay for services. The password letter will be delivered to clients via registered mail. The clients must use Digital Certificate when executing transactions on GMB. External Transfers Transfer funds between banks With Online Banking, it's easy to transfer funds between your personal Salem Five checking or savings account and your accounts at other U.S. financial institutions. The transfer is aptly named as funds are being transferred outside of the bank currently holding the funds. From your Citibank accounts 2 to any Citi account in the U.S. or selected other countries. Wire Transfer Limits - We reserve the right to impose a limit on the dollar amount of each wire transfer and/or the total number of wire transfers that may be requested. Yes. The amount of Asia Miles as shown on the relevant promotion webpage and materials are quoted with reference to Asia Miles entitlement offered by Standard Chartered Bank (Hong Kong) Limited (the Bank) on 3 April 2023 and are not guaranteed. Mobile & Online Banking: Questions & Answers | Citizens Some financial institutions impose limits on external transfers. $3,500 daily limit and $12,500 monthly limit for outbound transfers. The ACH network essentially acts as a financial hub and helps people and organizations move money from one bank account to another. no more than three external transactions in a single day and no more than ten in a single month). These are the current Zelle sending limits for major banks: Bank of America: $15,000 per 24 hours, $45,000 in a seven-day span and $60,000 every 30 days for small businesses. To prevent virus attack or other unexpected issues, do not open any attachments in emails from unknown or unreliable sources. 'Q,[ Hs R2GEF8%]lQ)PmT"O>c6r %`v3AYPm k2!s>9l}s\OWN`U~_*36fiEM8>}LMLS 4>4t,+^%D:&%$a^|~|nY@z\8h9y^ Ut@epO_bcfm 7 In view of the potential risk involved in derivatives investment, investors without the general knowledge on derivatives can watch and clearly understand the content of all these four sections below which are extracted from the DVD provided by the Hong Kong Association of Bank ("HKAB") before any purchase of derivative products is made: Important Note Provide cash management services by regional channels to meet your needs. after the password letter is printed. If you select today's date for an external transfer to another financial institution, your financial institution may charge an additional processing fee. Citibank Global Transfers *. Started the external transfer from my regular bank account on 3/14/20 and the money entered the cit bank account on 3/17/20 but was not available. Registration will be closed when the quota is full. Yes. External transfers can be used to send money to a friend or family memberfor example, to settle a shared expense, or to send money for a birthday or a holiday. Many fintech companies are now focused on B2B payments as a segment that needs more streamlining, and ACH is one of the new features they added to execute B2B payments. Investors should not rely on the contents of this video, but should make and rely on their own assessment and evaluation and undertake their own investigations and inquiries and seek all necessary independent advice. MEANS OF TRANSFER . External transfers are a fundamental part of the modern banking system, allowing individuals and corporations to move money easily between accounts. 0000049534 00000 n We also reference original research from other reputable publishers where appropriate. New cardholders can enjoy HKD1 = 1 Mile! If you receive a text message purported to be from the Bank or from an unknown source, you should not respond to them or click on any links. Since these acquisitions and mergers, Cathay United Bank has continued to expand its local branch offices in Taiwan, becoming a private bank with the largest number (165) of branches. xref Cathay United Bank was later renamed as Cathay Commercial Bank (CCB) on 3 July 2002. On the Funds Transfer page, do the following: Select an account from the From Account drop-down list. Please check and verify your transaction records timely. Yes, the clients need to fill in the account(s) for outward transfer on the Application Form for transfer and remittance transactions on Internet Banking. Manage your fund transfer conveniently and promptly with our remittance services covering a wide range of currencies. 0000015430 00000 n Cathay United Bank All rights reserved. Savings account can be used for deposits, remittances, and money transfer while the investment account is targeted at investments and financing. Manage your savings flexibly with transactions and withdrawals, and earn interest on your balance. The more you deposit, the more Asia Miles you earn! <<71F9B50732EEFC478345DF00C5760076>]/Prev 204898/XRefStm 1319>> 0000056481 00000 n For offer details, please refer to the offer terms and conditions., Enjoy first-year annual fee waiver. An annual fee of HKD2,000 will be charged, Basic Miles: up to 2,000 Asia Miles (HKD4 = 1 Asia Mile for eligible online spending, HKD6 = 1 Asia Mile for eligible spending in other categories); and. Earn 20 Status Points points for every HKD100,000 eligible spending, up to 100 Status Points during the Promotion Period. $25,000. The Bank is not responsible for any disputes arising from these offers. 226 0 obj <> endobj From now till 30 April 2023, enjoy extra miles rewards and earn a total of up to HKD4 = 3 Miles for designated healthcare services in Quality HealthCare eShop with your Standard Chartered Cathay Mastercard. outbound transfers totaling up to $7,500 per month using a phone number, email address, or account number. When you apply for the E-Banking, please change the password shown in the E-Banking password sheet issued by the bank immediately, and after you complete the password change by using the paper password slip, be sure to destroy the paper password slip. 'Q,[ Hs R2GEF8%]lQ)PmT"O>c6r %`v3AYPm k2!s>9l}s\OWN`U~_*36fiEM8>}LMLS 4>4t,+^%D:&%$a^|~|nY@z\8h9y^ Ut@epO_bcfm 7 All principal cardholders (Cardholders) of Standard Chartered Cathay Mastercard (Card) issued by Standard Chartered Bank (Hong Kong) Limited (the Bank) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients. In the Routing Number field, enter the routing number of the other financial institution. %PDF-1.4 % You can enter an account at a different financial institution in either field if you have setup one of those accounts. %%EOF Standard Chartered Cathay Mastercard Priority Banking. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. On the Funds Transfer page, do the following: 2023 Cathay Bank. If you have any concerns about online security or account activities, please call +852 2877 5488 during working hours to contact our service staff and change your password as soon as possible. Terms and conditions applies. The United World Chinese Commercial Bank (UWCCB) and Cathay Commercial Bank (CCB) was merged and renamed Cathay United Bank. An external transfer may be scheduled at a time of up to 365 days in advance of the date the transfer is to be made, or may be set up as an automatic recurring transfer to be made at substantially regular intervals (e.g., monthly, quarterly, etc.) Other financial institutions impose limits on the number of external transactions you're allowed to perform. The customer should click the Logoff button on the right side of the screen to make sure the CUBHKs E-Banking services are ended properly. All Rights Reserved. Cathay United Bank Company, Limited, Hong Kong Branch - Deposits and Select Frequency and choose desired . endstream endobj 230 0 obj <>stream By clicking Accept All Cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. At the same time, the customer needs to provide the identification document of the directors, shareholders and signatory. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech and strategic finance in top universities. ACH networks offer transfers of "same-day", "next-day", or "2-day". To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular: If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law. ^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. 0000005793 00000 n Cathay Commercial Bank (CCB) was originally founded as the Diyi Xintuo Touzi Gufen Youxian Gongsi [First Trust and Investment Co., Ltd.] which established in June 1971. Listed under the amount to send, select View all dollar limits. Three, check into their communication avenues. Please fill in the application form to apply for the password again. Standard Chartered Credit Cards refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card. Review account information regularly, and keep personal and financial information safe and properly. As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. For details, please refer to, 8. Funds Transfer FAQs | USAA Please avoid using mobile devices that have been cracked or illegally hacked (such as jailbreaking or rooting the mobile device). Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month. Customer should also keep the password confidential as suggested below: The User Name is used for identifying the customer's identity when accessing the services of CUBHKs E-Banking. To transfer funds. There's no service fee for funds transfer. . - $50,000 per day at ATM s. - $50,000 per week. The clients need to fill in the Application Form for GMB or Application Form for HKEB and Application Form for Designated Beneficiary at the time of account opening. Disable the "AutoComplete" function of internet browser, so that the computer does not automatically fills in the information when entering the User Name. Disclaimer In order to prevent your personal information from being used by others, please do not write down your personal E-Banking account information in a format familiar to others. CUBHK will not request customers to provide passwords and related personal information via email or phone calls. Company History - About us - The Organization for Economic Cooperation and Development(OECD) has provided information on the tax residency rules applicable in jurisdictions that are committed to automatically exchanging information. The Branch accepts transactions via fax. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. General Terms for Becu Funds Transfer Service Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Banking clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (relevant criteria). Its safer to use PayPal, Wise, or Payoneer if you are making a purchase from a seller you dont know since you may recall the money if you have certain issues that are acceptable. Miles in this Offer will be credited to Cathay membership accounts associated with his/her Cathay Mastercard Priority Private / Cathay Mastercard Priority Banking. If the clients do transactions after 3:00 p.m. or on public holidays, the value day will be the next business day. Clients need to apply for the Digital Certificate to do transactions for non-designated beneficiary accounts on GMB. This video has been produced by the Hong Kong Association of Banks (HKAB). Both UWCCB and CCB have been merged in compliance with the Financial Institution Merger Act and other relevant laws. Please check if there is any anomaly on the login page and when you are logging into the website. All intellectual property rights in any part of this video that originates from the materials provided by HKAB belong to HKAB. 257 0 obj <>stream Additionally, depending on your financial institution's configuration, Same Day ACH transactions may not be available depending on the day of the week or time of day. If you would like to upgrade your card, please visit https://www.sc.com/hk/cxcard-upgrade/ for more details. /; This kind of software requires to be updated regularly for obtaining up-to-date protection on your data. Protect your personal digital keys and beware of fraudulent links. AEOI (Automatic Exchange of Financial Account Information) is a new international standard, designed to enhance tax transparency and combat cross-border tax evasion, that over 100 jurisdictions have committed to its implementation based on the Common Reporting Standard (CRS) released by the Organization of Economic Co-operation and Development (OECD) in July 2014. 0000005403 00000 n For this reason, external transfers via EFT are usually processed faster. If you have entered your Internet Banking user name and password on a phishing website, you are strongly advised to change your password as soon as possible. The Hong Kong Branch's open hours are from 9:00 to 17:00 from Monday to Friday. Earn higher interest rate with a choice of various deposit terms. Avoid installing or executing software or programs of unknown origin and sending personal information or passwords via email. Bank of America. Do not use the password you registered on other websites. $25,000. Asia Miles redemption are provided by Asia Miles Limited and respective merchants. 4. Customer should know the person with whom they share the use of computer, and should not allow any unauthorized persons to use the computer. Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Private clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (relevant criteria). Cardholders are entitled to the 0000049107 00000 n After creating an identity for the account you wish to transfer into, a bank will automatically save this information. When using the CUBHK's E-Banking services, do not open other internet browsers and browse other websites at the same time. 0000011024 00000 n We thus provided our clients with improved and comprehensive financial services. # Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. The amount you are able to send through Zelle depends on your bank's set limits. Most banks will allow you to set up a standing order to transfer a specified amount of money on a regular schedule to an external account. There will be no change to the Terms and Conditions and fees and charges will remain unchanged. She has been an investor, entrepreneur, and advisor for more than 25 years. link. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide. Upon receiving the password letter, clients shall change the User Password and User Name immediately. Some offer the service for free, while others may charge a few dollars per transactions. Please log out the CUBHK's E-Banking before browsing other websites. Cathay United Bank reminds you: You understand the Credit Union has a variety of banking channels and means by which to make External Transfers. Download and update security updates/patches for the computer regularly to protect the computer against known security issues. 10, Yongsui Street, Taipei City formally opened for business on 20 May 1975. This means that funds sent via ACH can take from one to four days to move from one account to another, depending on the two financial institutions involved in the transaction. Spyware is software installed without permission from computer user that aims to gather information about a person and use it in a deceptive manner. For information of the Deposit Protection Scheme (DPS) by the Hong Kong Deposit Protection Board, Please directly contact the deposit department at, Application for Transfer / Remittance of Fund, Change of Customer Personal Information Form, Change of Customer Corporate Information Form, Remittance Refund / Amendment / Tracer Application Form, Application for Cheque Stop Payment / Cheque Withdrawal / Current Account Closure, Certificate of Account Balance / Credit Certificate / Monthly Statement Application, Application for Cashier Order or Demand Draft, Application/Cancellation of paper statement, Application Form for Global MyB2B Service, Application Form for Global MyB2B Account Integration. This compensation may impact how and where listings appear. Install the latest security fixes/patches of operating system and internet browser, and set the password on the computer which is used for accessing CUBHK's E-Banking. The anti-virus software should be updated to the latest version and the latest patch(es) for internet browser should be installed timely. External Transfers | Salem Five Bank 3. The information contained in this video is not professional advice and should not be relied upon by any person. ACH Transfers vs. Wire Transfers: What's the Difference? Compare ACH Transfer Fees at Top U.S. Banks | MyBankTracker DO NOT allow anyone to use your password. Please refer to the. Many banks allow you to send $10,000 in a month, but not in one day. Learn more about the travel privileges and how to claim your lounge passes. Federal Reserve System. 0000011248 00000 n If you receive such a request, please call +852 2877 5488 to notify us immediately. The reference date for the merger was 27 October 2003. 0000049918 00000 n After using the computer, disconnect it from the internet. Select View all dollar amounts on the next page. firewall or anti-virus software) on your computer, and update the virus definition and scan engine at any time to reduce the risk of intrusion by Trojans (backdoor programs), viruses, worms and other malicious codes on your computer and stealing your personal data. For HKEB applicants, the clients should input the User Name set by themselves and the password shown on the password letter first, and then change the above-mentioned information immediately to activate the internet banking service. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. a. If a customer is a tax resident in jurisdiction(s)outside of Hong Kong, CUBHK may be required to inform and share information of certain account(s) with HK IRD, and if the IRD has signed an AEOI agreement with that jurisdiction(s). The AutoComplete function of the Internet Explorer will keep the input data in the fields of website address, form and password. The merged bank was renamed Cathay United Bank Co., Ltd.. }NDY+jwDi:ocu1UWs_VE$\V,7kSp2aI%V/H"0L9( $5H6SmaR $A 4+3pVYpv.%nQJh~[["8$. What Is an External Transfer? - Investopedia For details, please refer to Asia Miles website asiamiles.com. MastercardPriceless Specials offers are provided by Mastercard and respective merchants (Mastercard and Priceless are registered trademarks).

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